Palli Shishu Foundation of Bangladesh has started activities of the MIcro Finance Program from 1st July 1995. The program in question was undertaken by the PSF with a view to associate the great majority of the millions of the landless laborers and marginal farmers particularly disadvantage women under an institutional framework of poverty alleviation through pursing various income Generation Activities (IGA).

The PSF initially started its activities under the Micro Finance Program in one particular branch only. The number of such brnahes however increased gradually and now stands at 21 at the end of 31st December 2022. Address and starting year of 21 branches are given below:

Covering a total number of 20,891 members out of whom 20,034 are women and 857 are men. Out of total 1,082 groups 1,037 are female groups and the rest 45 are male groups. The total savings of the members under the various groups stood at Tk. 15, 59, 78,097 at the close of 31^st December, 2022.

An elaborate picture of the Groups, Members, and Balance outstanding Loan & Savings in the field as of 31-12-2022 is as follows:

An elaborate picture of the Cumulative disbursement & recovery of Micro Finance Program from 1st July 1995 to 31st December 2022 as follows:

An elaborate picture of the Cumulative recoverable, recovery & recovery rate of Micro Finance Program 31st December 2022 as follows:

Meanwhile, Palli Shishu Foundation of Bangladesh has been enlisted as a partner organization of PKSF. There appears to be unlimited scope for expansion of micro-finance operation as a measure of poverty alleviation in the areas covered under various branches of Palli Shishu Foundation of Bangladesh mentioned above.

We have received component -wise fund from PKSF & PUBALI Bank Ltd. (Pirerbag Branch) to run the Micro Finance Program through 21 (Seventeen) branches. The break-up of fund is shown below till 31^st December 2022.

Last Three Years Our Achievment:

1. From June 2021 PSF has started Maternal & Child Health Program (MCH) on the model of Surjer Hashi in its 5 clinics at Shukurerhat, Mithapukur, Chatra Pirgonj, Pirgacha Clinic at Rangpur district, Sujanagar at Pabna District & Kazipur Clinic at Sirajgonj District. Already mentioned the five clinics have been with necessary medical equipment & medicine supplies for conducting clinical activities.
2. Restart the Online training RMP’s Doctor as on Nutrition. 
3. On 1^st February-2022 we laid the foundation stone of 8 storied building at Mouchak, Gazipur.
4. In the last Three (3) Years Our loan outstanding enhanced at 22,98,59,691/- Tk & Our Present total loan Outstanding 46,58,80,854/- Tk
5. In the last three (3) years our present net Income 1,20,73,192/- Tk & Cumulative net Income 11,28,50,874/- Tk
6. The last years we have received the new fund (6.0 crore Tk) from the Pubali Bank at Pirerbag Branch, Mirpur, Dhaka.

Future Programs:

The Program performance experience of PSF has been summed up in this report before. With its set up, limitation and strength we plan to keep our activities in 2021-2022 in the following area:

• In order to increase the utilization of Mother and Child Health services by the poorest segment of the community. PSF will continue to keep a provision of safety net for them i.e. waive service charge of the poorest.
• We shall observe different national and international events in this year.
• We shall continue to promote health education in all our rural centers about environmental. Sanitation, personal hygiene, nutrition and family planning through imparting training to volunteers, interested person.
• Expansion of 15 (Fifteen) new branches of micro finance program.
• Training will be continued to increase the skill of staff of micro finance program.
• We will try to make all the branches of PSF as model branch of micro finance program.
• We will continue logistics and medicine support to our general clinics we shall continue our campaign to make people aware about the danger of AIDS, the method of its containment and its surveillance.
• We shall continue to urge Local Management Committee to promote income generation project through local initiative.
• Continue our training program of Rural Medical Practitioners and Voluntary Health Workers of our clinics.

We will start social Forestation Program in selective Branches.